We Work Directly With Your Insurance Company
Storm damage is stressful enough without having to figure out an insurance claim on your own. After a major hail or wind event, you may be looking at a damaged roof, siding, gutters, or even a fallen tree while trying to understand what your insurance policy actually covers.
Nimmo Roofing & Construction works directly with homeowners in Missouri and their insurance companies throughout the claim process. We start with a thorough inspection, document the damage, meet with your adjuster, and review the scope of work to make sure the documented damage is accurately represented.
You don't need to become an expert in insurance terminology to understand what's happening with your home. We'll explain what we find, answer your questions, and help you understand the next steps. And because Nimmo operates on a no-commission basis, our team isn't paid more because your claim is larger. Our job is to document the damage accurately and repair what your home actually needs.
Storm Damage in Southwest Missouri Can Affect More Than Your Roof
Hail and high winds are common causes of storm damage throughout Southwest Missouri. A single storm can cause damage across several parts of your home's exterior.
Roofing: Hail can cause granule loss, cracked shingles, and other damage that may not be visible from the ground. Wind can also damage shingles, ridge caps, flashing, and other roofing components.
Siding: Hail and wind can damage siding, soffit, fascia, and other exterior surfaces.
Gutters: Hail can dent gutters, while high winds and falling debris can pull gutters away from the fascia or damage sections of the system.
Trees and debris: Fallen trees and large branches can cause significant damage to roofing and other exterior components.
That's why we don't look at one damaged area in isolation. When we inspect a home after a storm, we assess the exterior as a whole and document any damage we find.
What Happens During an Insurance Claim?
If you've never filed a storm damage claim before, the process can be confusing. Nimmo helps with the parts that involve your home's exterior and the contractor side of the claim.
We Inspect Your Home
We begin with a free inspection to look for signs of storm damage. Hail and wind damage aren't always obvious from the ground, so a proper roof inspection is important before you decide whether to file a claim. We'll document what we find and look at the affected areas of your home's exterior, including the roof, siding, and gutters.
2. We Document the Damage
A thorough inspection gives you and your insurance company a clearer picture of what happened. Our documentation focuses on the actual condition of your property. We aren't looking for reasons to add unnecessary work to a claim. We're looking for damage that should be addressed and making sure it is properly documented.
We Meet With Your Insurance Adjuster
When your insurance adjuster comes to inspect the property, Nimmo can be there with you. We'll walk through the damage with the adjuster, explain what we've found, and provide our inspection documentation. Having the contractor who inspected your home present during the adjuster's visit can help make sure areas of damage aren't overlooked.
We Review the Scope of Work
Once your insurance company provides its scope, we'll review it with you. If the documented damage doesn't appear to be fully reflected in the scope, we'll point that out and discuss what we see. We can't guarantee that an insurance company will approve additional work, but we can make sure you understand what's included, what's not, and the next steps.
We Complete the Necessary Repairs
Once the claim and project scope are settled, Nimmo handles the repair or replacement work. Our services include roofing, siding, and gutters, so you don't necessarily need separate contractors for each part of your home's exterior.
Roofing, Siding, and Gutter Claim Assistance
Storm damage doesn't always stay within one system. Nimmo can help you address damage to your roof, siding, and gutters in a single project.
Roof Storm Damage
Roofing is often the first place homeowners look after a storm, but some damage can be difficult to see from the ground. We inspect the roof for signs of hail, wind, debris, and other storm-related damage and document our findings for the claim. If the roof can be repaired, we handle roofing repairs. If the roof's damage or condition calls for replacement, we'll explain why and discuss your options.
Siding Storm Damage
Hail and wind can damage siding, soffit, fascia, and other exterior components. Nimmo installs vinyl siding, LP SmartSide, soffit and fascia, and other exterior cladding options. We'll document the affected areas and help you understand what needs to be repaired or replaced.
Gutter Storm Damage
Hail can leave dents throughout a gutter system, while wind and debris can cause gutters to separate from the fascia or damage individual sections. Because gutters are part of your home's exterior drainage system, we include them in our storm damage inspection rather than assuming the roof is the only affected area.
Why Southwest Missouri Homeowners Work With Nimmo
Storm damage already creates enough uncertainty. You shouldn't have to wonder whether the contractor you hire is looking out for your home or looking for ways to increase the job. Nimmo takes a straightforward approach: document the damage, communicate clearly with your insurance company, and recommend the work your home actually needs.
No Commission-Based Selling: No one on our team earns a commission, so there's no incentive to inflate the scope of your claim or push upgrades that aren't part of the documented damage. We focus on what the storm damaged and what needs repair.
Your Materials Arrive Before Your Deposit: We purchase and deliver your project materials before asking for a deposit. It's one way we show that we're invested in your project before asking you to make that investment yourself.
Master Installer Certifications: Nimmo is a Master Installer for CertainTeed, IKO, and Owens Corning. These certifications reflect our commitment to following manufacturer installation requirements and maintaining the standards expected of those roofing systems.
Locally Owned Since 2015: Nimmo has been locally owned and family-operated in the Springfield area since 2015. Josh Nimmo and his brother remain involved in the projects we take on, giving you a local team you can reach throughout the process.
Competitive Pricing: We do our best to keep our pricing competitive, helping to make necessary repairs more manageable when you're already dealing with an insurance deductible or other out-of-pocket expenses.
Still deciding who to trust with your storm damage? See what our customers say about their experience with Nimmo Roofing & Construction.
Areas We Serve Across Southwest Missouri
Springfield is our home base, and most of our work stays close. We regularly serve homeowners in Nixa, Ozark, Rogersville, Republic, and Branson, as well as the surrounding communities throughout Southwest Missouri. For a complete look at where we work, view all service areas. If you're in Springfield or over in Branson, you're well within our regular coverage footprint.
Frequently Asked Questions About Insurance Claims in Springfield
Yes, Nimmo can be present during the adjuster's inspection, walk the property with them, and provide documentation from our inspection. We're there to help communicate the contractor's findings, but we are not your legal representative.
Nimmo can help with all three. Roofing is a primary service, but we also inspect and repair or replace storm-damaged siding and gutters when applicable.
You may not be able to tell from the ground. Hail and wind can cause damage that isn't immediately obvious, which is why an inspection is a good place to start. Nimmo offers free inspections to help you understand your roof's condition before deciding whether to file a claim.
If your claim is approved, you will generally still be responsible for the deductible specified by your policy. Your insurance company determines your coverage and deductible. Nimmo also offers financing options if the out-of-pocket portion creates a financial challenge.
A denied claim doesn't necessarily mean there is nothing more to discuss. Nimmo can review the inspection findings and the insurance company's decision with you so you understand what was considered and what wasn't. We cannot guarantee that an insurer will reverse a decision, but we can help you understand the contractor side of the process.
Get Your Insurance Claim Moving in Springfield
Storm damage doesn't get less complicated the longer you wait. If you've had hail, wind, or fallen-tree damage in Springfield or the surrounding Southwest Missouri area, we're glad to start with a free inspection and walk you through the claims process.
No pressure, no commission. We're here to document the damage accurately and handle the parts of this process most homeowners would rather not manage alone. Veterans receive 10% off all services.
When the storm blows through, you already know. Call NIMMO.